Early Retirement

3 post(s) tagged Early Retirement. View all posts.

• Roth Conversion ACA Subsidy: Your 2026 Conversion Ceiling May 13, 2026 A Roth conversion adds to your ACA MAGI dollar-for-dollar. In 2026, one dollar over 400% FPL costs $10,000+ in clawed-back subsidies. Find your safe ceiling.
• ACA Income Limit 2026: Thresholds by Household Size April 28, 2026 2026 ACA income limits range from $62,600 (single) to $128,600 (family of 4). Exact FPL thresholds, what counts toward MAGI, and how early retirees stay under.
• ACA Subsidy Cliff: The Complete Guide for Early Retirees April 25, 2026 The ACA subsidy cliff costs early retirees $10,000+/year if income exceeds 400% FPL by even $1. Learn thresholds, MAGI rules, and 5 strategies to stay under.