Last updated: April 12, 2026
By using SubsidyGuard ("the service"), you agree to these terms.
SubsidyGuard is a planning tool that helps estimate ACA subsidy eligibility based on income inputs you provide. It offers a free calculator and a paid tier for scenario saving and comparison features.
SubsidyGuard is for educational and informational purposes only. It is not tax advice, legal advice, or financial advice. We are not tax professionals, accountants, or financial advisors. The calculations are estimates based on publicly available federal poverty level guidelines, ACA subsidy rules, and tax brackets. Actual results depend on your specific circumstances.
Always consult a qualified tax professional before making financial decisions based on information from this tool.
We make reasonable efforts to keep calculations accurate and up to date with current tax rules and ACA thresholds. However, tax law changes frequently, and we do not guarantee that calculations are error-free or reflect the most recent regulations at all times.
Paid features require a Google account for sign-in and a subscription through Polar. Your subscription is governed by Polar's terms for billing, renewals, and cancellations. You can cancel at any time through Polar.
We offer a 30-day money-back guarantee on all subscriptions. See our refund policy for details.
Do not use SubsidyGuard to: abuse our API with excessive automated requests, attempt to access other users' data, or resell the service. We reserve the right to terminate accounts that violate these terms.
SubsidyGuard is provided "as is" without warranties of any kind. We are not liable for any financial decisions you make based on the tool's output, any inaccuracies in calculations, or any losses arising from use of the service.
We may update these terms. If we make material changes, we will notify users via email. Continued use of the service after changes constitutes acceptance.
Questions about these terms: [email protected]