Simple pricing

The calculator is free. Pay once when you need to plan seriously.

Free
$0
Everything you need to check your subsidy
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Full Access
$29 for 2026
One-time purchase. Plan with confidence.
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30-day money-back guarantee
Not happy? Email us within 30 days for a full refund. No questions asked. Refund policy

Common questions

Is this a subscription?
No. It's a one-time purchase for the 2026 tax year. No auto-renewal, no surprise charges. When 2027 numbers are published, you can choose to buy again.
What happens to my scenarios next year?
Your 2026 scenarios stay yours — you can view and edit them anytime. To create new scenarios with 2027 tax numbers, you'd purchase the 2027 edition.
Why isn't scenario comparison free?
The free calculator tells you where you stand. The paid features let you save and compare multiple scenarios to see how different income levels affect your subsidy. At $29 to understand $10,000+ in subsidies, it pays for itself immediately.
How accurate are the calculations?
We use official 2026 FPL guidelines, IRS tax brackets, and CMS marketplace premium data. The calculations are estimates for informational purposes — always verify with a tax professional.